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Base funds

Choose from six diversified base funds, ranging from a lower-risk conservative fund to a higher-risk aggressive fund.

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How base funds work

A base fund is like the foundation of your investment plan. You can build on it by picking your own self-select investments, or leave it as-is.

Each base fund invests solely in a single underlying managed fund with a different investment mix, risk rating, and suggested timeframe. The returns you might expect will depend on the fund you choose.

Base funds to build on

You’ve got the choice of six base funds—with more coming soon!

Filter by fund type to see more info about who growth, balanced, and conservative funds might be right for.

If you need help figuring out which fund type might be right for you, check out Sorted’s investor profiler.

Fund types

Aggressive funds (1)

  • Sharesies Milford Aggressive Fund

    This is a higher-risk fund with potential for higher returns over time. It invests solely in the Milford Aggressive Fund.

    10+ yearsinvestment timeframe

    Aggressiverisk rating

    1.15%annual fund charge

More aggressive base funds are on the way!

Growth funds (3)

  • Sharesies Pathfinder Ethical Growth Fund

    This is a higher-risk fund with potential for higher returns over time. It invests solely in the Pathfinder Ethical Growth Fund.

    8+ yearsinvestment timeframe

    Higherrisk rating

    1.32%annual fund charge

  • Sharesies Pie Global Growth 2 Fund

    This is a higher-risk fund with potential for higher returns over time. It invests solely in the Pie Global Growth 2 Fund.

    5+ yearsinvestment timeframe

    Higherrisk rating

    1.52%annual fund charge

  • Sharesies Smartshares Growth Fund

    This is a higher-risk fund with potential for higher returns over time. It invests solely in the SuperLife Growth Fund.

    9+ yearsinvestment timeframe

    Higherrisk rating

    0.51%annual fund charge

More growth base funds are on the way!

Balanced funds (1)

  • Sharesies Smartshares Balanced Fund

    This is a medium-risk fund with potential for medium returns over time. It invests solely in the SuperLife Balanced Fund.

    8+ yearsinvestment timeframe

    Mediumrisk rating

    0.50%annual fund charge

More balanced base funds are on the way!

Conservative funds (1)

  • Sharesies Smartshares Conservative Fund

    This is a medium-risk fund with potential for medium returns over time. It invests solely in the SuperLife Conservative Fund.

    6+ yearsinvestment timeframe

    Mediumrisk rating

    0.47%annual fund charge

More conservative base funds are on the way!

Have a go at making a plan

See what an investment plan that’s as unique as you are could look like. Then, if you’re keen, use it to join straight away—or save it for later.

Make a plan
    • Agriculture and fisheries
    • Banking and finance
    • Bonds and fixed income
    • Energy and utilities
    • Food and drink
    • Healthcare
    • Index funds
    • Infrastructure
    • Manufacturing
    • Media
    • Mining, oil and gas
    • Property
    • Responsible
    • Retail
    • Strategic funds
    • Technology
    • Tourism
    • Transport

Fees

Your fees will flex based on what you pick, and how much you personalise your portfolio.

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Documents

Product disclosure statement (PDS), fund updates, reports, statements, and policies.

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Tax

We’ll report and pay tax at your prescribed investor rate (PIR) for you. You don’t need to lift a finger!

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Learn more about KiwiSaver

Get up to speed on KiwiSaver and self-select schemes

Now for the legal bit

Investing involves risk. You aren’t guaranteed to make money, and you might lose the money you start with. We don’t provide personalised advice or recommendations. Any information we provide is general only and current at the time written. You should consider seeking independent legal, financial, taxation or other advice when considering whether an investment is appropriate for your objectives, financial situation or needs.
Sharesies Investment Management Limited is the issuer of the Sharesies KiwiSaver Scheme. The product disclosure statement (PDS) for the Sharesies KiwiSaver Scheme has been lodged, and may be viewed on the Disclose Register or on our documents page.