Base funds
Choose from eight diversified base funds, ranging from a lower-risk conservative fund to a higher-risk high growth fund.
How base funds work
A base fund is like the foundation of your investment plan. Each invests solely in a single underlying fund with its own investment mix, risk rating, and suggested investment timeframe.
Your investment plan can be made up of a single base fund, or for greater diversification, you can select multiple base funds from a range of fund providers.
On top of your base fund selection, you can also choose your own self-select investments.
Available now
Sharesies US500 Fund
Get simplified exposure to US markets in a base fund, at a low cost.
Base funds to build on
You’ve got the choice of eight diversified base funds. Choose one, or choose multiple—you’ll be able to decide how much gets invested into each.
Use the filters to see more info about each fund type.
When buying or selling units in USD, you’ll be charged a 0.50% currency exchange fee.
If you need help figuring out which fund type might be right for you, check out Sorted’s investor profiler.
Fund types
High growth funds (4)
Sharesies Milford Aggressive Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Milford Aggressive Fund.
10+ yearsinvestment timeframe
Higherrisk rating
1.15%annual fund charge
Sharesies US500 Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Vanguard S&P 500 ETF.
10+ yearsinvestment timeframe
Higherrisk rating
0.09%annual fund charge
0.50%currency exchange fee*
Sharesies Generate Focused Growth Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Generate Focused Growth Fund.
8+ yearsinvestment timeframe
Higherrisk rating
1.31%annual fund charge
Sharesies Pie Global Growth 2 Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Pie Global Growth 2 Fund.
5+ yearsinvestment timeframe
Higherrisk rating
1.48%annual fund charge
Growth funds (2)
Sharesies Pathfinder Ethical Growth Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Pathfinder Ethical Growth Fund.
8+ yearsinvestment timeframe
Higherrisk rating
1.33%annual fund charge
Sharesies Smart Growth Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the SuperLife Growth Fund.
9+ yearsinvestment timeframe
Higherrisk rating
0.51%annual fund charge
Balanced funds (1)
Sharesies Smart Balanced Fund
This is a medium-risk fund with potential for medium returns over time. It invests solely in the SuperLife Balanced Fund.
8+ yearsinvestment timeframe
Mediumrisk rating
0.50%annual fund charge
Conservative funds (1)
Sharesies Smart Conservative Fund
This is a medium-risk fund with potential for medium returns over time. It invests solely in the SuperLife Conservative Fund.
6+ yearsinvestment timeframe
Mediumrisk rating
0.47%annual fund charge
Have a go at making a plan
See what an investment plan that’s as unique as you are could look like. Then, if you’re keen, use it to join straight away—or save it for later.
- Agriculture and fisheries
- Banking and finance
- Bonds and fixed income
- Crypto
- Energy and utilities
- Food and drink
- Healthcare
- Index funds
- Infrastructure
- Manufacturing
- Media
- Mining, oil and gas
- Property
- Responsible
- Retail
- Services
- Strategic funds
- Technology
- Tourism
- Transport
Fees
Your fees will flex based on what you pick, and how much you personalise your portfolio.
Documents
Product disclosure statement (PDS), fund updates, reports, statements, and policies.
Tax
We’ll report and pay tax at your prescribed investor rate (PIR) for you. You don’t need to lift a finger!
Learn more about KiwiSaver
Get up to speed on KiwiSaver and self-select schemes
Now for the legal bit
Investing involves risk. You aren’t guaranteed to make money, and you might lose the money you start with. We don’t provide personalised advice or recommendations. Any information we provide is general only and current at the time written. You should consider seeking independent legal, financial, taxation or other advice when considering whether an investment is appropriate for your objectives, financial situation or needs.
Sharesies Investment Management Limited is the issuer of the Sharesies KiwiSaver Scheme. The product disclosure statement (PDS) for the Sharesies KiwiSaver Scheme has been lodged, and may be viewed on the Disclose Register or on our documents page.