Legal documents
Find our terms and conditions, policies, and Community Code of Conduct.
Platform and product terms
Our General Terms and Conditions cover your use of any product or service we offer or provide, including our online wealth development platform, websites, and social media channels and your responsibilities (as well as our responsibilities to you).
Our Invest Terms and Conditions apply to our Invest Service and set out how we keep your assets secure.
These Crypto Terms and Conditions (Crypto Terms) apply to your use of the Crypto Service. They are a supplement to, and must be read together with, the General Terms, which sets out the general terms relating to use of our Services.
Product disclosure statement (PDS), fund updates, reports, statements, and policies for the Sharesies KiwiSaver Scheme.
Terms that apply to our Spend product, Apple Pay, and Google Pay.
Read Spend Terms and Conditions
Terms that apply to our Save product.
The ‘Sharesies and Cove Promotional Terms and Conditions’ apply to your use of our car insurance and pet insurance products.
Terms that apply to our Wills product.
Product disclosure statement (PDS), fund updates, reports, statements, and policies for the Sharesies Funds Scheme.
Terms and Conditions that apply to the use of Sharesies Private.
Terms that apply to Kids Accounts.
Terms that apply to our Referral programme.
Terms that apply to Sharesies Gift Codes.
Eligibility and terms and conditions that apply to Airpoints™ on Sharesies
Sharesies Limited holds a Financial Advice Provider (FAP) licence issued by the Financial Markets Authority (FMA).
Terms that apply to customers who have opened a Sharesies account as an entity like a company, trust, or sole trader.
Policies
Our Privacy Policy outlines how we collect, use, protect, and share your personal information.
Our Best Price Policy governs how we get you the best available price for your order, without creating a disorderly market.
This privacy policy will help you to understand how and why we collect information, how that information is stored, how you can access and correct that information, and when we might disclose information to other people.
Community Code of Conduct
Our Community Code of Conduct outlines our expectations for interactions on our services, social media channels, webinars, and hosted events.