Advised portfolios
Your portfolio to move with the times
Advised portfolios are a smart way to create a diversified investment portfolio that’s tailored to you and your values—without needing to pick the underlying investments.
Automated to stay on track, always
Advised portfolios automatically rebalance to their target investment allocation—with no additional transaction fees. This keeps your investing strategy on track, without the cost of manually buying and selling each investment individually.
Dividends reinvest automatically to support compounding
Smart currency hedging to reduce exchange rate risk
PIE fund investments that might result in a lower tax bill
Investing without the guesswork
Tell us about your investment timeframe, risk appetite, financial security, and investing preferences, and we’ll recommend a portfolio that’s right for you.
Expert-made, and matched to you
Each advised portfolio has its own custom-weighted mix of investments, covering a range of investing strategies to suit different timeframes and risk profiles—from conservative to high growth.
Your goals, your portfolio
Create multiple advised portfolios to suit different goals—such as a lower-risk portfolio for that holiday in a few years or a higher-risk portfolio for your long-term investing.
Keep your values at the core
Adjust your mix of passively and actively managed funds, and add environmental, social, and governance (ESG) screened options to the mix.
See all your wealth in one place
View your advised portfolio alongside your spending, KiwiSaver, insurance, and other investments in the Sharesies app for a complete picture of your wealth.
Diversified
Your money is split across multiple investments to manage risk.
Accessible
Invest when it suits you, with auto-invest coming soon.
Long term
Ongoing portfolio support, tailored to your goals.
Designed by experts
Advised portfolios are designed by our in-house investment analysts. Their market experience and depth of knowledge—combined with our clever software engineering—powers an advice tool that’s nothing short of genius.
Simple fees
There’s a portfolio fee, plus transaction and fund management fees—you’re only charged once you start investing. Plus, there are no transaction fees when we rebalance your portfolio—keeping you on track while saving you the cost of doing it yourself.
Still have questions?
We’ll help you figure out which advised portfolio is right for you.
We’ll ask you about your investment timeframe, risk appetite, financial security, and investing preferences then recommend a portfolio based on your answers.
You have the option to go with the portfolio we recommend, or choose any of the other portfolios (you can have up to 10). It’s your choice.
At the moment, you’ll need to place individual buy orders to invest in your advised portfolio. We’re working to make auto-invest available as soon as we can.
An advised portfolio is designed to meet a specific investing strategy through an expert-selected mix of ETFs and managed funds. It automatically reinvests any dividends it receives, and rebalances every quarter—as well as when you buy or sell—to stay aligned with its investment strategy over time (for no extra charge). Unlike a portfolio of separate ETFs and managed funds, you can buy into an advised portfolio in a single order.
An exchange-traded fund (ETF) invests in a group of assets (such as shares, bonds, or commodities). It has units that trade on an exchange like shares in a company—providing flexibility to buy and sell throughout the trading day. ETFs typically track an index or sector, and offer diversified exposure at low cost.
A managed fund spreads your money across a hand-picked group of investments. The investments are chosen by a fund provider based on an investment strategy. Where an ETF looks to track an index, a managed fund typically looks to outperform it.
You won’t have access to a human financial adviser when creating an advised portfolio, but you can message our customer wealth team in the Sharesies app if you have any questions.
If you’d like to speak with a financial adviser, you can search for one near you on the Financial Advisers Directory.
There’s a 0.20% p.a. portfolio fee, transaction fees when you place a buy or sell order, and management fees for the underlying funds (charged by the fund provider, not Sharesies, and included in the unit price).
Learn more about fees for advised portfolios.
We’ll automatically rebalance your advised portfolio every quarter, and when you place a buy or sell order.
There are no additional transaction fees when your portfolio is rebalanced.
When you create an advised portfolio, you agree to invest in its allocated investments—you aren’t able to add specific shares or ETFs into the mix. However, you can adjust the mix of passively and actively managed funds, and add environmental, social, and governance (ESG) screened options at any time.
If you want to change your investing strategy (for example, from balanced to growth), you can sell down your advised portfolio and create another one. You can also have up to 10 separate advised portfolios.
Yes, you can invest in your choice of individual companies, ETFs, and managed funds outside of your advised portfolio.
We chose these investment options because they provide broad-based diversification, are priced in NZ dollars, and are PIE funds which are designed to be tax efficient for NZ investors.
Sharesies will occasionally review the investment options, and look to offer better alternatives as they become available.
Learn more about how we chose the investments in advised portfolios.
Explainer
How we created our advised portfolios
Now for the legal bit
Sharesies Limited holds a Financial Advice Provider (FAP) licence issued by the Financial Markets Authority (FMA).
Currently, we provide advice related to the portfolios available on Sharesies and the Sharesies KiwiSaver Scheme (Scheme).
The advised portfolios are based on your answers, not any other factors, and funds in the portfolios pay us a small commission when you invest.
We are not providing advice related to other financial products on our platform or outside of our platform. There may be further limitations—these will be clearly explained to you before any advice is given.
For information on our obligations when giving financial advice, our complaints process and our external dispute resolution scheme see our disclosure statement.