Sharesies KiwiSaver Scheme for kids
Make it theirs
Secure their $100 Sharesies kids contribution and make the most of their time in the market.
The Sharesies kids contribution
The sooner they start, the more room they have to grow. Join and contribute to the Sharesies KiwiSaver Scheme on behalf of your kid under 16 and get up to $100, on us.
Get 25 cents for every $1
For every dollar contributed between July 2026 and June 2027, Sharesies will kick-in 25 cents (up to $100).
Stay invested, see the growth
Keep contributing to keep up momentum. Our contribution will land in their KiwiSaver account between July and August 2027—and grow from there.
Keep their future within reach
With the ability to see and revisit their plan anytime, their KiwiSaver balance is close to hand and top of mind.
Time is their biggest asset
Thanks to compounding returns (where returns generate their own returns) even small contributions made early multiply to make a meaningful difference.
If $500 is contributed when a child is born and nothing more until retirement, at 65 this comes to $26,524 according to Sorted’s calculator as compounding provides a 53X return on the $500. (Example excludes fees and inflation effects).
Based on Sorted.co.nz KiwiSaver calculator.
How to get Sharesies KiwiSaver Scheme for kids
To set up a Sharesies KiwiSaver Scheme for your kid under 16, you’ll need a Sharesies Kids Account set up under your profile first; then:
Open the Sharesies app and go to your kid's profile
Tap Join our KiwiSaver Scheme
Use their birth certificate to verify their relationship to you
Set up their investment plan.
Currently available for kids 15 years old and under. If transferring from another provider, allow up to 10 business days. First-time accounts: contributions are held by IRD for 62 days before being passed through to Sharesies.
FAQ
Between 1 July 2026 and 30 June 2027, Sharesies will contribute 25 cents for every dollar contributed to your eligible kid's KiwiSaver account up to a maximum of $100 (which requires $400 in contributions). Our contribution will be paid into their Sharesies KiwiSaver Scheme account between July and August 2027.
Every dollar counts. Sharesies will kick-in 25 cents for every dollar contributed, up to $400, so even smaller amounts count. E.g. if you put in $50, we'll still add $12.50. There's no minimum contribution required.
16 & 17 year olds are not eligible for the Sharesies KiwiSaver Scheme kids contribution, but they are eligible for the government contribution.
If your kid turns 16 between 1 July 2026 and 30 June 2027 all contributions made before their 16th birthday will be counted. Contributions made after that won’t be counted towards the Sharesies kids contribution.
All contributions made between 1 July 2026 and 30 June 2027 are eligible to receive the Sharesies kids contribution.
Yes! You can contribute as much as you like, though the Sharesies kids contribution only applies to the first $400 (earning you up to $100 from us).
No, they do not qualify.
Yes on both fronts. After 62 days the balance will be sent to Sharesies and will be counted toward the contribution offer.
No, but they are welcome to join as well!
Start with popular base funds
Begin with your choice of funds from the likes of Milford, Pathfinder, Smart, Generate, Fisher, Pie and Sharesies.
Add real choice with self-select
Pick from over 160 companies and ETFs to add to their investment plan, making it uniquely theirs.
See how it looks and feels first
Use our investment plan builder to try different investment plans before you sign up. Check it out
Now for the legal bit
Investing involves risk. You aren’t guaranteed to make money, and you might lose the money you start with. We don’t provide personalised advice or recommendations. Any information we provide is general only and current at the time written. You should consider seeking independent legal, financial, taxation or other advice when considering whether an investment is appropriate for your objectives, financial situation or needs.
Sharesies Investment Management Limited is the issuer of the Sharesies KiwiSaver Scheme. The product disclosure statement (PDS) for the Sharesies KiwiSaver Scheme has been lodged, and may be viewed on the Disclose Register or on our documents page.