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Pet insurance for owners who plan ahead

We’ve teamed up with Cove to protect your pet—and your back pocket.

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Do the best by your pet

Protect the good times by insuring your pet for any mishaps or misadventures they may have.

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Flexible policies that suit you both

From adjustable excess options to policy types to fit your furry friend—we have you taken care of.

  • Accident only

    A budget-friendly option that covers unexpected injuries and accidents only. Ideal for protection against an unexpected mishap.

  • Major cover

    A popular option that covers major accidents and serious illnesses. Your go-to for protection against significant vet bills. 

  • Major + Minor cover

    A comprehensive option that covers accidents and illnesses big and small. Suited to those after greater peace of mind.

Reliable cover at a competitive price

  • 3 months free (up to $100 per month) for pets under 6 months 

  • 1 month free (up to $100) for pets over 6 months

  • 10% annual payment discount

  • 10% multi-policy discount

  • 1 Airpoints Dollar™ per $100 of premiums paid pro-rata

  • 5% Sharesies discount.

      

To be eligible for the 5% discount, you must have a current Sharesies account. Terms & conditions apply for the discounts. Eligibility and Terms & Conditions apply to all Sharesies Airpoints™ offers.
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Launch offer

Pet insurance with perks

Start with a quick quote, you might be surprised by how simple, and affordable pet cover can be. 

Every quote gets an entry into our $1,000 Petdirect prize draw, and if you proceed with a policy? You’ll get a $50 Petdirect voucher—on us. 

Offers valid until 31 January 2026. Terms and conditions apply.
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In great company, with Cove

Cove is a fellow NZ industry challenger and Platinum Trusted Service Award winner. Their policies are underwritten by one of the world’s largest insurers, A+ financial strength rated Aioi Nissay Dowa.

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This insurance is issued by Cove Limited in accordance with the authorisation granted to it by the underwriter, Aioi Nissay Dowa Insurance Company Limited. Sharesies receives revenue from Cove for insurance policies sold through Sharesies.

For help or to make a claim

Head to your policy in the Sharesies app, or call Cove on 0800 268 347.

Take a deep breath.

Together with Cove, we’re here to help.