Sharesies Wills Terms and Conditions
Last updated: 12 August 2026
Welcome to Sharesies Wills. Before you get started, there’s some important information you need to know about how this service works, who it is for, and the legal boundaries of using a digital will tool.
1. Important Information (The Disclaimer)
Sharesies Wills is a basic digital will product that has been co-designed with legal experts to meet New Zealand legal requirements.
However, Sharesies is not a law firm and does not provide legal advice. This service is a "do-it-yourself" tool designed specifically for straightforward estates.
What we do: We provide a platform that populates a legal template based on the answers you provide.
What we don’t do: We do not review your answers for legal accuracy, spelling errors, or internal consistency. We do not provide advice on tax, trusts, potential claims against estates or relationship property.
When to seek help If your situation is complex (e.g., you have a blended family, own a business, have significant overseas assets, or are involved in a relationship property dispute), or if you are unsure about the legal implications of your wishes, you should seek independent advice.
We have a partnership with Davenports Law, a qualified legal provider, and can refer you to them if you require personalised assistance.
2. Eligibility
To use Sharesies Wills, you must:
Be at least 18 years of age.
Be living in New Zealand.
Have an active Sharesies account.
Be of sound mind and fully understand the nature and effect of making a Will.
Partner Wills: Partner Wills are only available for people who are married, in a civil union, or in a de facto relationship. If you have been invited to create a Partner Will, you must independently meet all of the eligibility criteria above. You must have your own active Sharesies account to accept the invite and create your will.
3. Creating your Will
Accuracy of information: You are responsible for the information you enter, including ensuring your full legal name and the full legal names of all named persons (such as beneficiaries, executors, and guardians) are used. Sharesies is not responsible for any issues arising from incorrect names, typos, or omitted assets.
Skipping optional steps (e.g. Guardianship) Our tool allows you to skip certain sections, such as appointing a testamentary guardian for your minor children.
Consequences: If you choose to skip this step, you risk having the Family Court decide who cares for your children if you die.
Liability: Sharesies is not responsible for any complications, legal costs, or disputes that arise because you chose not to complete optional sections of the Will.
Is this tool right for you? We’ve co-designed this product for straightforward estates. You are welcome to use it if your situation is complex, but please be aware of the limitations.
Complex situations: If you have a blended family, hold assets in a Trust, or wish to exclude someone who might expect to be a beneficiary (like a spouse or child), a standard digital Will might not prevent future legal disputes.
Your risk: If you proceed, you accept the risk that your Will could be challenged or contested by family members, or that certain wishes (such as gifting assets you do not personally own) may be legally unenforceable.
Notifying your Executor > During the flow, you will be asked to select an executor. Depending on who you choose, here is how we handle your information:
Davenports Law: If selected as a primary or backup executor, we will send them your details and a copy of your Will for them to hold on file as they track the death register.
Other Professional Executors: We will not send them your Will, but we will send them a notice that Sharesies holds a digital copy of it.
Friends or Family: If selected, and you ask us to inform them, we will notify them that Sharesies holds a digital copy of your Will. We will not share the Will itself, or anything regarding its storage location, until they have proven a right to access this information after your death.
What happens if I do not complete the Will? If you only get part way through your will, the information will be stored. If you return later on, you can either pick up where you left off or start again if your circumstances have changed.
What happens if I want to make edits?
If you want to make edits 30 days post payment, you will be able to do that for free. If you need to make changes there after it will be considered a new will.
Accuracy of pre-filled (mirrored) information:
If your will is created from a partner's invite, some answers are pre-filled by including details from your partner’s will. You are responsible for checking that every pre-filled detail is correct and reflects your wishes before you finalise your will. See section 9 for how Partner Wills work.
No automatic syncing: Your will and your partner's will are separate documents. Changing your will does not change theirs, and changing theirs does not change yours.
4. Making your Will valid (Execution)
Downloading and Printing Completing the online questionnaire does not create a valid Will. You must download, print and sign the final PDF document.
Signing and Witnessing To make your Will legally valid, you must strictly follow the signing instructions provided with your document. Generally, this means:
Signing the hard copy in the presence of two independent witnesses (who are not beneficiaries, guardian or executor in the Will).
Having those witnesses sign the document in your presence.
Storage You are responsible for keeping the signed, physical original of your Will in a safe place. Sharesies does not store the physical original. If the original is lost or damaged, your executor may face challenges in filing for probate. If you have uploaded a signed and witnessed copy of the original into Sharesies Wills, this may act as a safeguard and could still be used as a probatable document if the hard copy is unavailable. If the unsigned digital copy is the only version available on Sharesies, this may also be used as a probatable document.
5. Fees and Refunds
Payment The fee for generating a Sharesies Will is displayed at checkout. This is a one-off fee for the creation of the document. Future fees may apply for editing your will.
Partner Wills If you have opted to pay upfront for your partner’s will, they do not need to pay to create their will. If you do not pay upfront but invite them later, they will need to pay for their will.
Refunds The fee covers the service of compiling and generating your personalised legal document. Once your Will or partner’s will has has been drafted and made available for you and your partner to download, this service is considered complete.
Because the document is personalised and generated immediately upon completion of the questionnaire, we generally do not offer refunds after it has been generated.
Partner Wills If you pay upfront for a Partner Will, that payment gives you a will to pass on to your partner. It's available from the moment you pay and it's only used when your partner's will is generated.
The fee for a Partner Will is not refundable. If an invite is not accepted or you withdraw it, the Partner Will stays available in your account and you can send a new invite at any time at no extra cost.
If your partner accepts an invite but hasn't generated their will, and you'd like to use your Partner Will for someone else, contact us at help@sharesies.co.nz. Sharesies can choose to make a new invite available or refund the amount you paid for it. We'll only consider a refund where you contact us within 12 months of the invite being accepted.
We don't refund fees because you or your partner have changed your mind, or because your partner hasn't used an invite or finished their will.
Who we pay refunds to Where we agree to a refund, we pay it to the Sharesies account that made the original payment. If your partner didn't pay for their will, they can't request a refund for it.
Nothing in these terms limits or excludes your rights under the Consumer Guarantees Act 1993 or any other applicable consumer protection laws. If you believe the service has not met those guarantees, please contact us so we can review your concerns.
Free-edit window for Partner Wills: The 30 day free-edit window runs from the date each will is generated, not from the date of payment. This means an invited partner's free-edit window starts when their own will is generated.
6. Referral to Davenports Law
If you choose to use our referral service to Davenports Law:
You will be entering into a separate engagement with Davenports Law.
Sharesies is not a party to that engagement and is not responsible for the advice provided by Davenports Law.
Any fees for legal advice are payable directly to Davenports Law.
You agree to us sharing information with Davenports Law for the purposes of the referral.
Referral fees To be transparent, we may receive a referral fee or commission from Davenports Law when you engage their services. This fee is paid by Davenports to Sharesies as part of our commercial partnership.
7. Updates to your Will
Life changes (marriage, divorce, having children, or buying a house) can affect the validity or suitability of your Will.
Marriage/Civil Union: Always revokes (cancels) an existing Will unless the Will was made specifically in contemplation of that marriage.
Divorce: Does not revoke a Will, but will cancel bequests made to the former spouse.
De Facto Relationships: Entering or ending a de facto relationship does not automatically revoke or change your Will. This means a former partner could still be a beneficiary under your old Will unless you update it.
It is your responsibility to create a new Will if your circumstances change. Sharesies Wills does not automatically update your document based on changes to your life or Sharesies portfolio.
The above applies if you created a Partner Will, or your will was created as a result of an invite from a partner. Your will and your partner's will are not synced. Any update made to one does not automatically update the other.
In addition, for Partner Wills, Sharesies will not be responsible for any Loss related to:
your reliance on information that was pre-filled or mirrored from your partner's will and turned out to be incorrect;
any assumption that your partner's will was fixed, mutual, or could not be changed or cancelled;
your partner changing or cancelling their will independently of yours.
8. Liability
For clarity, section 5 of the General Terms applies in full to Sharesies Wills. In addition, you accept that for Sharesies Wills, Sharesies will not be responsible for any Loss (whether direct or indirect) related to:
your decision to use this tool despite having a complex situation;
your failure to properly sign and witness the Will;
your failure to store the original Will safely;
your choice to skip optional sections (such as Guardianship);
any challenges made to your Will after your death;
your misuse of the tool.
9. Partner Wills
What a Partner Will is: Your will mirrors the parts of your partner's will that they chose to share, flipping the details so that where they have named you, you name them. You choose what to keep and what to change. The tool pre-fills your will using information from your partner's will.
Mirror is not mutual: A mirror will is not a mutual will. Each partner's will is a separate, independent legal document. The mirror will does not include any binding agreement between you and your partner not to change or cancel your will. Either of you can update or cancel your own will at any time, without the other's knowledge or consent. Either partner can change or cancel their will, and the other partner’s will is not affected and does not update automatically.
You must review pre-filled information: Information carried across from your partner's will (including names, beneficiaries, guardians, assets, and executor choices) is not checked by Sharesies. You are responsible for reviewing every pre-filled detail for accuracy before you complete your will. Pre-filled does not mean verified, and any errors or omissions in your partner's answers may carry across to yours.
The invite: An invite on its own does not create a will for you. Nothing is created in your name until you actively start and complete your own will. An invite expires within 7 days. Before it is accepted, the partner who sent it can withdraw it or send a new one. As an additional security measure, the partner who sent the invite will also need to provide a confirmation code as part of the invite process. If the invite expires or is withdrawn, nothing is created in your name.
What each partner can see: The partner who sends the invite can see its status (for example: sent, accepted, or completed) but cannot see the contents of your will. You cannot see the contents of their will, only the information used to pre-fill yours.
Withdrawing an invite: The partner who sent an invite can withdraw it at any time before it is accepted.
10. General Terms
Changes to these Terms Sharesies can update these terms at any time without prior notice. If we modify these terms, we will post the modification on the Sharesies website/app. Continued use of the service constitutes consent to the changes.
Privacy We collect and process your personal information (and the information of your beneficiaries/executors) in accordance with the Sharesies Privacy Policy. We will only share your Sharesies Will with your permission, and with your Executor or lawyer after your death.
Governing Law These terms are governed by New Zealand law and the courts of New Zealand have exclusive jurisdiction.
Severability If any provision in these terms is held to be invalid, void, or unenforceable, that provision will be struck out and will not affect the validity and enforceability of the remaining provisions.
Have questions?
If you have questions about the Sharesies Wills platform or payment, please contact the Sharesies Investor Care team at help@sharesies.co.nz.
Note: Our team can help with technical issues but cannot provide legal advice on how to draft your Will.