The only card that invests in your future
Get NZ’s highest-earning debit reward card.
Pull your spending into perspective
Connect how you spend to the rest of your wealth on Sharesies and build towards the life you want.
Coming soon
Put every cent to work with Investback
Investback means you’ll earn 1% of the amount you spend on eligible purchases and it’ll be invested weekly.
Earnings have no caps or minimums.
More on Investback. Terms apply. Portfolio displayed is a guide, not from a real customer. For informational purposes only.
Premium rewards without the premium price
We’re waiving fees for the Spend service for Sharesies customers until Feb 2026. After that, some key fees are:
$12 annual account fee for customers on a Sharesies plan (or $25 if not on a plan)
0.5% currency exchange fee on overseas purchases
Sharesies and Mastercard have your back
Get access to 24/7 fraud monitoring, two-factor authentication, and Mastercard’s Zero Liability Protection.
Leading security also means your card number and other controls live right in the app.
Features in the works
Digital wallets
Use your phone or device to make payments whenever you like.
Multi-currency
Hold multiple currencies in your Spend account.
Spend for kids
Set them up from the start with their very own Spend card.
Get early access
Join the waitlist to get your hands on the Sharesies Debit Mastercard.